99Tangents

If your mortgage due date comes and goes and you’re unable to make your mortgage payment due to a job loss or another situation beyond your control, don’t pretend there isn’t a problem by ignoring it. Pick up the phone and call your lender because they can probably help protect your credit and keep you in your home.

If you’ve ever thought about owning a home, now may be the time to take action. Lower interest rates combined with a large inventory of homes in most markets across the U.S. may translate into a good opportunity for buyers in negotiating the terms of a sale with a seller.

If you’re like most Americans, then your greatest asset is your home. But with recent declines in home values, it may be time to consider options for preserving your home’s value. Since the value of your home is directly tied to its condition, there are steps you can take to help preserve that value.

Slow home sales mean more vacant houses are sitting on the market – a situation that can lead to increased insurance risks. In March 2008, approximately 4 million homes were for sale in the U.S., and in the past year the median existing home price has dropped almost 8 percent, reports the National Association of Realtors. That could mean a longer wait to sell your house.

It’s time to gear up for the busy spring and summer homebuying season. Buyers and sellers alike have come to expect that there are greater options available during this time of year as more people tend to be in the market for a new home. So what is behind this trend and how can you make the most of the buying and selling season?

I remember the first time I watched ‘Flip That House’ on cable television. It’s amazing how somebody can take an old dilapidated property and turn it to a goldmine, all in about 30 minutes! Is it really that easy? Find a beat up shack for a low price, throw a couple hundred dollars in repairs, and then sell it to make giant gains?

This spring, as it becomes a popular time for homeowners to begin preparing their homes for sale, here are some essential steps to make sure the most important first step takes place: buyers make the decision to view the home.

At the beginning of this decade, you could sell your home without even putting it in MLS. My, how things have changed. Now you practically have to beg a buyer to make an offer. If your property isn’t generating interest, what can you do?

Due to the current state of the economy and home foreclosures reaching alarming levels, the time has come to consider refinancing on your home mortgage loan. The Internet has made it easier and more convenient to compare multiple refinancing companies and locate the agencies with the best potential for helping you. As always, doing your research is imperative to ensuring you are getting what you need and only what you need.